Superb Estate Transfer and Long-Term Care Solutions
This is an area that requires a significant amount of expertise, as well as the ability to be independent, to search the market for the best available solution. We feel honored to be knowledgeable in this area, and work with Estate Planning Attorneys who also specialize in this area.
Estate transfer and planning for long-term care is our specialization. One of our favorite ways of providing for these life events is by using a certain type of Life Insurance Product called Index Universal Life with a Living Benefits rider at no additional charge. The reason we love these kinds of products is because you can access the death benefit while you are alive (hence the term Living Benefits) if you have a stroke, Alzheimer's, heart attack, invasive cancers, or one of the 18 qualifying events. Also, the cash value has exceptional investment indexes to provide competitive rates of return, and leveraging your dollars today for a tax-free death benefit.
Also using products like this you or your beneficiaries will receive all your money back in the form of a Death Benefit if you never need the Long Term care aspect of your policy. MARGARET TULLY always says Let's Have A Conversation.
Also because some of the Estate Planning Attorneys are Licensed Insurance and Investment Brokers ,Trust and Estate Planning fees can be offset if you qualify.